FHSA & RRSP
FHSA & RRSP
Saving for your first home or your retirement?
Whether you’re saving for your first home or planning for retirement, two of the most effective tools available in Canada are the First Home Savings Account (FHSA) and the Registered Retirement Savings Plan (RRSP).
We show you how to:
Use the First Home Savings Account (FHSA) and Registered Retirement Savings Plan (RRSP)
The FHSA is a new, powerful tool designed to help first-time homebuyers save up to $40,000 — tax-free. The RRSP is a long-trusted account that helps you save for retirement and potentially access funds early through the Home Buyers’ Plan (HBP). We’ll walk you through how each works — and when to use them.
Take advantage of tax deductions
Both the FHSA and RRSP come with valuable tax deductions. We’ll show you how to maximize your contributions, reduce your tax bill, and re-invest the savings toward your next financial milestone.
Grow your money with a long-term plan
These accounts aren’t just about saving — they’re about strategic growth. We help you build a plan that aligns your contributions with your income, goals, and timeline — whether you’re 25 and saving for a condo or 45 and planning a secure retirement.
